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Office Location

  • Daytona Beach Office

    Address

    140 South Beach Street
    Suite 202A
    Daytona Beach, Florida 32114

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Jacqueline M. Sale Esq. locations:

Reviews & Ratings

  • 5.0/5.0

    Jacqueline was an exceptional as a lawyer and also as a human being, helped me personally through all my divorce process and gave me all the I formation and support I needed in this delicate situation. Always kept the communication fluid a...
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    — Client

  • 5.0/5.0

    With Covid-19 and all its huddles; attorney Jacqueline delivered as promised. I highly recommend her services.

    — Client

  • 5.0/5.0

    Attorney Sale was very professional, caring and extremely helpful with her services. Her information and legal advice was precise and always timely which is rare these days.

    — Client

  • 5.0/5.0

    Jacqueline is extremely reasonable with expectations as well as price she goes over and beyond and explains everything throughout the process I’ve never had an issue with communication where with other attorneys I could never get a hold of ...
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    — Client

  • 5.0/5.0

    Mrs. Sale is amazing!! Communication is key, always very easy to talk to about the case. Her prices are very reasonable, and she actually cares about her clients. I’ve dealt with other lawyers previously, and they don’t even come close to t...
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    — Client

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Florida Chapter 13 Bankruptcy Attorney Helps Consumers Keep Their Homes

Bankruptcy lawyer guides clients in the Daytona Beach area through the repayment process

If you are employed with a steady income, but are still struggling with overwhelming debt and falling behind on your mortgage, Jacqueline M. Sale Esq. can help you get relief and save your home. Chapter 13 bankruptcy allows debtors to pay off a portion of their debts in installments over a three-to-five year period under a court-ordered repayment plan and have the remainder of their qualifying debt discharged. Filed individually or jointly with your spouse, Chapter 13 bankruptcy resembles loan consolidation that lowers your monthly payments to a manageable level. With extensive experience in this area, I can help clients in the Daytona Beach area and throughout Florida file Chapter 13 quickly and efficiently. Once you have filed for bankruptcy, your creditors must immediately stop collections efforts, including harassing letters and phone calls.

Florida Chapter 13 counselor helps you avoid home foreclosure

One of the many advantages of a Chapter 13 filing is that you can save your home from foreclosure. A court-issued automatic stay stops foreclosure as soon as you file your Chapter 13 petition. You can then cure your delinquent mortgage payments over your repayment period. Chapter 13 requires you to develop a plan with a reasonable schedule for bringing your past-due payments current, allowing you to keep your home. Jacqueline M. Sale Esq. has experience with foreclosure matters, and I put my knowledge to use to protect your home during the bankruptcy process.

Advocate helps with lowering debt payments and protecting co-debtors

A Chapter 13 plan restructures your secured debts so that you can pay them over a longer period, often in lower payment amounts. In addition, it may be possible to protect co-signers of certain loans so as to avoid putting business partners and family members at risk of loss from your bankruptcy. I do a complete analysis of your financial situation to develop strategies and identify your best filing options.

Contact an experienced bankruptcy attorney in Florida

Don’t let crushing debt drive you out of your home. Chapter 13 can protect your home, lower your monthly expenses, and allow you to discharge qualifying debt. Call Jacqueline M. Sale Esq. at 386-868-0094 or contact my Daytona Beach office online to schedule your free bankruptcy consultation.